Tax Calculators

Estimate your refund and plan your tax strategy with our free tools

Tax Refund Estimator

Tax preparation office

Get a quick estimate of your federal tax refund or amount owed based on your income and deductions.

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Taxable Income

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Estimated Tax

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Tax Bracket Breakdown
BracketRateTaxable AmountTax

Withholding Calculator

Make sure your employer is withholding the right amount from each paycheck.

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Tax Tips
  • The 2025 standard deduction is $15,000 (single) or $30,000 (married)
  • Child Tax Credit is $2,000 per qualifying child
  • Texas has no state income tax
  • Don't forget to claim education credits
  • Self-employed? Deduct half of self-employment tax

Standard vs. Itemized Deductions (2025)

Compare which deduction method may benefit you most for the 2025 tax year.

Filing StatusStandard DeductionItemized May Beat Standard When...Common Itemized Deductions
Single$15,000Mortgage interest + state taxes + charity > $15,000Mortgage interest, SALT (up to $10K), charitable gifts, medical (above 7.5% AGI)
Married Filing Jointly$30,000Combined deductions > $30,000Combined mortgage interest on up to $750K loan + SALT cap + charity
Married Filing Separately$15,000If spouse itemizes, you must also itemizeSame as single but coordination required with spouse
Head of Household$22,500Deductions > $22,500Single-parent home costs including mortgage, childcare expenses
Tip: The SALT (State, Local, and Property Tax) deduction is capped at $10,000. Texas homeowners benefit from no state income tax but often have higher property taxes that count toward this cap.

Texas Tax Advantages

Texas residents enjoy unique tax benefits — here's what you need to know.

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No State Income Tax

Texas is one of only 9 states with zero state income tax. This means every dollar you earn stays closer to home. Federal taxes still apply, but you're spared the state tax bite that residents of California, New York, or Illinois pay.

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Texas Homestead Exemption

Texas homeowners can claim a $100,000 homestead exemption (effective Jan 1, 2023) reducing your home's taxable value for county/city taxes. Age 65+ and disabled homeowners get an additional $10,000 exemption and a tax freeze on school district taxes.

Apply for Exemption
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Texas Property Tax Rates by County
CountyAvg. Rate
Travis (Austin)~1.97%
Harris (Houston)~2.13%
Bexar (San Antonio)~2.09%
Dallas~2.18%
Tarrant (Ft. Worth)~2.26%
Rates are approximate and vary by city/district. Property taxes are fully deductible on federal returns (up to $10K SALT cap).

Frequently Asked Tax Questions

Quick answers to the most common tax questions from Texas filers.

No. Texas has no state income tax — one of only 9 states in the U.S. with this benefit. You only owe federal income tax on your earnings. However, Texas does have higher-than-average property taxes and a 6.25% state sales tax (up to 8.25% with local additions) to fund state services.

For the 2025 tax year (filed in 2026): Single: $15,000 | Married Filing Jointly: $30,000 | Head of Household: $22,500 | Married Filing Separately: $15,000. These are increases from 2024 due to inflation adjustments. Most filers benefit from taking the standard deduction unless their itemized deductions exceed these amounts.

File Form 50-114 (Residence Homestead Exemption Application) with your county appraisal district. You must own and occupy the home as your primary residence on January 1 of the tax year. The exemption reduces your home's taxable value by $100,000 for school district taxes. Applications are accepted year-round and there's no fee to apply.

The federal tax filing deadline for 2025 returns is April 15, 2026. You can file Form 4868 for an automatic 6-month extension to October 15, 2026 — but any taxes owed must still be paid by April 15 to avoid interest and penalties. E-filing with direct deposit is the fastest way to get your refund (typically within 21 days).

Yes — property taxes are deductible as part of the SALT (State, Local, and Property Tax) deduction on Schedule A. However, the total SALT deduction is capped at $10,000 ($5,000 if married filing separately). Since Texas has no state income tax, your full $10,000 SALT cap can go toward property taxes — a significant advantage over residents of high-income-tax states.

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